Driving Development Across Central Zambia

At H.M. Agrovert, our work is defined by impact. We do not simply sell products; we provide solutions that empower farmers, connect communities, and build infrastructure. Operating from our headquarters in Mkushi and extending through a network of five strategic outlets, our reach spans the agricultural heartland of Zambia.

Our diversified portfolio allows us to serve as a reliable partner throughout the agricultural value chain and beyond—from the first seed planted to the last mile delivered.


1. Agricultural Empowerment

We are the bridge between Zambia’s farmers and the resources they need to thrive.

  • Input Supply: We source and distribute high-quality pesticides, fertilizers, seeds, and implements to thousands of smallholder and commercial farmers. Our commitment to quality ensures that only the best products reach the field.
  • Mechanization & Irrigation: We provide essential farm machinery, implements, and water pumps, helping farmers increase efficiency and reduce manual labor.
  • Farm Advisory: Our trained staff work side-by-side with farmers, offering practical advice on crop management, pest control, and soil health.
  • Grain Trading: We provide a reliable market for farmers’ produce, purchasing maize and other grains to ensure that their hard work translates into income. This “seed-to-sale” approach completes the agricultural cycle.

2. Rural Infrastructure & Logistics

Development requires infrastructure. We build it and move it.

  • Construction Services: We undertake general construction projects, from community buildings to small-scale infrastructure. We also supply high-quality construction materials to schools, clinics, and private developers in remote areas where access is challenging.
  • Transportation & Haulage: Our dedicated fleet of vehicles ensures that goods—whether agricultural inputs, construction materials, or consumer products—reach their destination safely and on time. We solve the last-mile logistics problem for our partners.

3. Sustainable Energy Solutions

We are committed to powering Zambia’s future with clean, accessible energy.

  • Solar Products: We distribute and install a range of solar equipment, from home lighting systems to larger commercial panels. By bringing solar power to off-grid communities, we help families save money, study after dark, and reduce reliance on unsustainable energy sources.

4. Financial Inclusion

Access to money is access to opportunity. We bring banking to the doorstep of rural Zambia.

  • Mobile Money & Bank Agent Services: Our outlets serve as official Mobile Money and Bank Agents. We enable customers to deposit, withdraw, transfer funds, and pay bills without traveling long distances to urban centers. This service is a lifeline for farmers and small business owners.

5. General Supplies & Consumer Goods

We are a part of daily life in the communities we serve.

  • General Dealership: Our shops stock essential goods for homes and businesses.
  • Entertainment: As a distributor of MultiChoice products (DStv, GOtv), we connect families to news, education, and entertainment, bridging the digital divide.

Our Reach: By the Numbers

  • 5 Operational Outlets across Mkushi, Kapiri Mposhi, Serenje, Chitambo, and Luano.
  • 15+ Permanent, NAPSA-registered employees (9 men, 6 women).
  • 10+ Years of continuous operation since 2013.
  • ZMW 20 Million+ Projected annual turnover.
  • 100% Compliance with Zambian labor and pension laws.

Who We Work With

Our clients trust us because we deliver. We are proud to serve:

  • Government Ministries & Agencies: As a compliant, reliable partner for rural development programs.
  • Non-Governmental Organizations (NGOs): Providing last-mile distribution and implementation services.
  • Cooperatives & Farmer Groups: Ensuring members have access to quality inputs and fair markets.
  • Schools & Health Clinics: Supplying construction materials, solar power, and general goods.
  • Local Communities: Offering essential services from banking to entertainment.

A Commitment to Quality and Integrity

Every bag of fertilizer we sell, every solar panel we install, and every kilometer we drive is backed by our promise: uncompromising quality and total accountability. We are a Zambian company, compliant with Zambian law, and deeply invested in the prosperity of our people.

Our work is not just about business. It is about building a stronger, more resilient Zambia—one partnership at a time.